Last Updated: March 18, 2025
These Invite Your CA Terms of Service ("Invite Terms") govern your use of the Invite Your CA functionality ("Invite Your CA") within the Fold application ("App") provided by Lunchbrake Classic Private Limited ("Fold", "Company", "we", "us", or "our"). This feature allows you to securely share your data with authorized professionals ("Advisor").
These Invite Terms are supplemental to and incorporated into our main Terms of Service. By using Invite Your CA, you agree to be bound by these Invite Terms, our Privacy Policy, and our main Terms of Service.
1. Description
The Invite Your CA allows you to: (a) receive requests from Advisors who want access to your information stored in Fold, (b) send requests to Advisors to share your information with them, (c) control which Advisors have access to your data, (d) specify what information is shared, (e) monitor when your data is accessed, (f) Revoke access permissions at any time.
2. Process
Receiving Advisor Requests: When an Advisor sends you a request to access your financial information: (a) you will receive a notification through the App, (b) the request will specify the Advisor's identity, credentials, and business information, (c) the request will detail what financial information they want to access, (d) the request will state the purpose for which they want to use your information(e), the request will specify the duration for which they need access
Sending Requests to Advisors: You may initiate a request to share your financial information with an Advisor: (a) you must specify which Advisor you want to share your data with, (b) you must select what financial information you wish to share, (c) the Advisor will receive your request and has the option to accept or reject it, and (d) you will be notified when the Advisor accepts or rejects your request
Authorization Controls: You have complete control over your financial information: (a) you can accept or reject any request from an Advisor, (b) you can specify which accounts or data categories are shared, (c) you can set a specific time period for access, (d) you can revoke access at any time, for any reason, (e) revoking access will immediately terminate the Advisor's ability to view or download your information. Please note that Advisors may continue to have access to data they have already downloaded prior to your revocation of access.
Verification of Advisors: Before sending or accepting a request, you should: verify the Advisor's identity and credentials, (b) confirm the Advisor is someone with whom you have a professional relationship. While Fold makes reasonable efforts to verify the identity of Advisors using our platform, you are ultimately responsible for deciding which Advisors should have access to your financial information.
Advisor Actions: Once an Advisor has downloaded your financial information: (a) we cannot control how they store or use that information beyond our contractual requirements, (b) we rely on Advisors to comply with their professional obligations and our terms, and (c) you should maintain direct communication with your Advisor about their data handling practices.
3. TERMINATION AND SUSPENSION
We reserve the right to suspend or terminate an Advisor's access to your information if: (a) we detect suspicious or unauthorized access attempts, (b) the Advisor violates our terms or policies, (c) the Advisor's professional credentials expire or are revoked, (d) we receive complaints about the Advisor's data handling practices, or (e) required by law or regulation.
4. Contact Information
If you have any questions about these Invite Terms, please contact us at:
- Email: legal@fold.money