v1.9.12 @Tuesday

You can now review newly added transactions right from the top of the Transactions tab after each daily refresh.

Searching for transactions just got easier - you can search using keywords from the narration, like descriptions or specific details, to quickly find the transactions you need.

And if you’ve been loving Fold, sharing it with a friend is now easier than ever. Just go to your Profile and share the app with a tap!

v1.9.11 @April 29, 2025

You can now track your Net Worth right from Fold! Just open your Fold home screen, look right below your name, and tap ‘Set up’ to get started. We know you’re working towards some big net worth goals, we built this feature to help you track, plan, and get there faster.

v1.9.10 @April 24, 2025

We now notify you if in a rare scenario your credit cards stop syncing, so you can quickly sign back in and keep tracking.

v1.9.9 @April 13, 2025

Bug fixes and Improvements

• Resolves issues affecting cash flow calculations.

v1.9.8 @March 28, 2025

Insightfulness is at the heart of the notifications we send. With this update, you can now set up alerts for your bank accounts when the balance drops below a certain amount. Just head to Settings, tap on Banks, choose a bank, go to Balance alerts, set your threshold, and turn on the “Send balance alerts” toggle. That’s it! we’ll give you a heads-up when your account dips more than you’d like. Also, Transaction Groups now re-order by last edited. More exciting than that, is that when you now go into your Transaction Group settings, you’ll find a brand new Export Transactions button. Use it to keep a backup or quickly send someone a .csv to settle up.

v1.9.7 @March 28, 2025

Bug fixes and Improvements

Fixed a bug that was causing the app to be glitchy and crash occassionaly.

v1.9.6 @March 24, 2025

Bug fixes and Improvements

In this update, we’ve fixed an issue that caused the app to crash on launch.

v1.9.5 @March 20, 2025

In this update, we have revamped our Credit Card architecture to be more robust with a new enhanced system. To opt-in, head over to Settings → Beta Playground and Tap “Switch”!

v1.9.4 @March 8, 2025

With this release, we’re adding what’s been painfully missing from Fold—an icon-based breakdown of your spending. Now, when you open your Spending Summary, you’ll see a row of icons at the top. Just swipe down or tap the expand button to view the full breakdown.

Tap any icon to dive deeper into trends and graphs. You’ll also find the icon-based breakdown under any broad tag’s graph.

v1.9.3 @March 3, 2025

With this release, you can see your total balance adjusted for both credit card outstanding and your upcoming dues. Simply go to your Total Balance widget settings, turn Augment total balance on. Tap on “Using” row, and turn on Recurring dues. If you’re actively tracking just one account, tap on the icon on the top right of the balance card to augment.

This enhanced augmented balance gives you an even more complete view of your true financial standing, helping you plan, spend and save with greater confidence.

v1.9.2 @February 24, 2025

Fold’s home screen just got smarter with a brand-new personal finance widget! Introducing the Bills Widget—a seamless way to pay your most important bills in just a tap. Plus, it keeps upcoming dues front and center, so you never miss a payment.

Bug fixes and Improvements

• Fixed an issue where the app crashed when adding bank accounts for a few users.
• Fixed an issue where manual transactions were not shown for refund selection.

v1.9.1 @January 29, 2025

This update brings you the ability to split any transaction into multiple unique ones, each with its own merchant, tag, and notes. Bought dairy, clothes, groceries, and fruits at the shopping mart? No need to tag it all as ‘shopping’—you can break it down into specific transactions with the right tags. Or imagine going out for dinner with friends and covering the bill—you don’t have to tag the entire expense as ‘Food & Drinks.’ You can split it into one part tagged as ‘Food & Drinks’ for what you spent on yourself and another part tagged as ‘Lent’ for the amount you covered for your friends. The possibilities are endless. Tap on any transaction and look for the split icon on the top right.

Bug fixes and Improvements

Fixed an issue where tapping "Refresh" from the Mutual Funds card would incorrectly navigate to the list of mutual funds instead of opening the refresh screen.

v1.9.0 @January 26, 2025

This update brings you the ability to split any transaction into multiple unique ones, each with its own merchant, tag, and notes. Bought dairy, clothes, groceries, and fruits at the shopping mart? No need to tag it all as ‘shopping’—you can break it down into specific transactions with the right tags. Or imagine going out for dinner with friends and covering the bill—you don’t have to tag the entire expense as ‘Food & Drinks.’ You can split it into one part tagged as ‘Food & Drinks’ for what you spent on yourself and another part tagged as ‘Lent’ for the amount you covered for your friends. The possibilities are endless. Tap on any transaction and look for the split icon on the top right.

Bug fixes and Improvements

• You can now scan a receipt directly by choosing Scan while adding receipts.
• You can now edit the last 4 digits of your credit card in-case your card details have changed.
• We now normalise your spending summary graph to give a more accurate spending summary trend.
• Fixed credit card syncing issues with Bank of Baroda Credit Cards.

v1.8.3 @December 30, 2024

We've given your Home screen a fresh new vibe with a subtle rearrangement. Wishing you a joyful, financially aware, budget-conscious, interest-free, savings-boosting, tax-efficient, expense-tracking, debt-free, prosperous New Year!

v1.8.2 @December 26, 2024

Bug fixes and Improvements

• Fixed an issue that caused issues in reordering cards in the credit card widget settings.
• Banks in the refresh dock are now grouped for easier viewing.
• Other bug fixes and improvements.

v1.8.1 @December 13, 2024

Bug fixes and Improvements

• In the Recurring tab, the calendar now shows a breakdown of the total Upcoming, Overdue, and Paid amounts, making it simple to stay on top of your expenses.

v1.8.0 @December 9, 2024

We sort of always knew this, but thanks for not letting us forget through your emails, messages, and tweets that, even with Bank Accounts, Investments, and Credit Cards, something was still missing. Well, starting with this update, you can record your cash transactions on Fold!

Head to the transactions tab and look for an add button on the top right.

You can also use manual transaction entry to record your missing credit card transactions, including missed refunds.

Bug fixes and Improvements

• When multiple cards are connected, the Credit Cards widget now automatically switches to a compact list view for a quick glanceable summary.

v1.7.1 @December 5, 2024

Bug fixes and Improvements

• Fixed issue with ICICI credit card onboarding and syncing.
• Fixed few bugs with investment widget.

v1.7.0 @November 26, 2024

Today we’re thrilled to introduce Fixed Deposits tracking on Fold, one of our most requested feature! Now with just a few taps in the Investments tab, you can see your investments come together in a simple unified view.

We are also introducing utility bill payments! From gas and water to electricity, FasTag, and Credit Card bills, you can now make your bill payments securely and seamlessly on Fold. Head over to the Bills tab to get started.

When we launched Credit Card bill payments on Fold this month, we didn’t expect it to catch on so quickly. This gave us the confidence to go a step further, and with this update launch utility bill payments.

Head to the last tab, below Bills, find “Pay bills” and take care of your dues without having to juggle multiple apps. Just like credit card bill payments, utility bill payments are secured and powered by NPCI’s Bharat Connect.

Bug fixes and Improvements

• Added support for credit card notifications in the notification centre. Use it to keep an eye on your cc spends.
• Fixed a bug where the Recent merchants list occasionally didn’t show recently used merchants.
• Fixed a small calculation issue in spending summary.

v1.6.3 @November 16, 2024

Bug fixes and Improvements

• Introducing 'Custom Frequency' for recurring expenses. Now you can create recurring expenses that repeat at any interval you choose – every 'n' number of days, weeks, months, or even years. This is particularly helpful for expenses like mobile recharges, which might not follow a standard weekly or monthly schedule.
• Fixed a bug with stocks connection, which would cause app to crash.

v1.6.2 @November 14, 2024

We’re bringing a couple of handy features to Fold with this update:

• You can now tap the payee or payor in the transaction detail to instantly see a list of all your transactions with that merchant or contact.
• As we add more instruments to manage your finances, we have added a revamped notification centre to give a fine grained control over when you want to get notified. ps: We are adding more notifications in the coming month.

v1.6.1 @November 14, 2024

Bug fixes and Improvements

• Fixes to the credit card bill payment flow.

v1.6.0 @November 12, 2024

Introducing Credit Card bill payments on Fold! Paying your credit card bills just got a whole lot easier. Now, alongside tracking your credit card expenses in real-time and keeping tabs on your outstanding balance and due dates, Fold lets you settle your bills in seconds with just a tap. No more juggling between apps. It’s all about making your financial life smoother and more seamless, all in one app.

v1.5.1 @November 8, 2024

Bug fixes and Improvements

• Fixed a bug which caused the app to crash while onboarding for investments.
• Fixed a bug where beta playground setting for tag names got turned off.

v1.5.0 @November 8, 2024

The Home tab now includes a new Updates view, a single place to view all your alerts, whether they’re bank balance change notifications or subscription cancel reminders, so you never miss anything important.

Bug fixes and Improvements

• Fixed a couple of bugs in credit card widget where due amount was being shown incorrectly.
• Other fixes to improve app performance.

v1.4.0 @October 18, 2024

Introducing Recurring Expenses on Fold! Keeping a track of your subscriptions and recurring payments just got easier.

Fold automatically tracks your payments and displays them in a clear, simple calendar view. This makes it easy to see what’s due, what’s paid, and what’s next—all at a glance. Plus, you’ll have access to a detailed payment history, ensuring you’re always in control and fully aware of where your money is going.

Head to the Recurring (last) tab, to see recurring suggestions and start tracking your regular expenses!

v1.3.3 @October 17, 2024

Bug fixes and Improvements

• You can now select Credit Card transactions when choosing a refund or original transaction.
• Fixed a bug which was causing statement syncing to fail for some credit cards.

v1.3.2 @October 8, 2024

Bug fixes and Improvements

• Fixed issue with onboarding IDFC Bank credit cards.
• Fixed an issue where filters on the bank detail screen were not working.
• On-demand refresh no longer blocks the app.
• Fixed an issue that prevented IDFC credit card statements from syncing and also add support for yes bank credit cards.

v1.3.1 @October 7, 2024

Introducing ad-hoc refreshes on Fold! No more waiting for scheduled data pulls. Get your bank transactions and balances on demand, whenever you need them.

v1.3.0 @October 1, 2024

With this update, you can now select the time you’d like your bank account data to refresh.

v1.2.10 @September 29, 2024

Bug fixes and Improvements

• Fix issues with ICICI and HSBC credit card onboarding.
• We now show total spending in spending summary screen.

v1.2.9 @September 19, 2024

Bug fixes and Improvements

• Eliminated the need to have a Mail app setup in order to report an error.
• In the Investments tab, a “Refresh now” button will now appear in the Mutual Funds overview when a portfolio refresh is available.
• Fixed few issues related to credit card onboarding.

v1.2.8 @September 17, 2024

Bug fixes and Improvements

• Fixed an issue with credit card statements getting synced incorrectly.

v1.2.7 @September 13, 2024

Bug fixes and Improvements

• Added an option to disconnect mutual funds under Profile · Investments · Mutual Funds.

v1.2.6 @September 11, 2024

With this update, we’ve redesigned the way you browse through your credit card transactions. You can now view all transactions in one consolidated list, without having to navigate through billing cycles. We’ve also added helpful filters for easier sorting. Plus, there’s a new credit card history view where you can review your previous bill details.

Bug fixes and Improvements

• Fixed a bug where credit card statement sync was failing for few users.

PS: We have also added a new “Children” tag for all the parents using Fold.

v1.2.5 @September 4, 2024

With this update we’re making room in Fold for an exciting new feature. Other than that, your Profile has found a new home – in the Home tab, and now you can personalise your Fold app with your picture and a username that’s all you.

We have also reduced the cooldown period between Mutual Funds refreshes from 30 days to just 2 weeks!

Bug fixes and Improvements

• Fixed few ui issues specific to Android 15.

v1.2.4 @August 28, 2024

This update introduces a glanceable summary of your spending within Transaction Groups. Navigate to any transaction group's detail view to see a category-wise breakdown of your expenses.

Bug fixes and Improvements

• Fixed an issue with the return tag not being visible in Transaction Details.

v1.2.3 @August 25, 2024

Bug fixes and Improvements

• Fixed an issue with the Gift tag not being visible in spending summary.
• Fixed few issues with credit cards statement emails not syncing.
• Fixed few issues with category being displayed incorrectly.

v1.2.2 @August 17, 2024

Bug fixes and Improvements

• Added the ability to re-sync credit card transactions before reporting a missing transaction.
• Fixed the incorrect Gift tag description in Tag transaction view.

v1.2.1 @August 14, 2024

As a part of supporting wider set of cards, we are extending support to two new credit cards with this release adding IDFC and HSBC cards along with adding support for new variants for existing cards.

Bug fixes and Improvements

• Fixed an issue where adding/removing credit card to spending summary widget.
• Fixed issue with transactions being displayed incorrectly in Credit Card Details.
• Fixed multiple issues with adding tag to a transaction.

v1.2.0 @August 10, 2024

Bug fixes and Improvements

• Fixed an issue where newly created contact won’t get added to the transaction.
• Fixed multiple issues with adding tag to a transaction.

v1.1.7 @August 6, 2024

This update is a significant milestone. It’s packed with more developer blood, sweat, and tears than any previous release. With this update, your credit card transactions will seamlessly appear alongside your bank transactions. As you spend using your credit cards, your Spending Summary and Cash Flow will automatically update. We hope this makes your grip on the reins a bit sturdier, your seat more secure, and gives you greater control over your financial life.

Bug fixes and Improvements

• We now display when NAV was last updated for your Mutual funds in the Investments tab.
• When selecting a refund transaction, you can now pick a transaction belonging to a different bank account.
• Bank and credit card logos are now shown by default in the Transaction lists.

v1.1.6 @July 31, 2024

New Credit Card Onboarding: With this update, we have made adding credit cards easier by a factor of at least 10. Previously, adding a new credit card on Fold was a task, involving finding your statement PDF, unlocking it, setting up automatic tracking etc. etc. Now, with this update, adding a new credit card is just a matter of a few taps.

v1.1.4 @July 22, 2024

New Beta Playground Option: To help you recall the purpose of a transaction while tagging it, enable the new “Show narration while tagging transactions” option to see the narration sent by your bank. If you add notes while transacting through UPI, this will be especially useful!

v1.1.4 @July 14, 2024

These days, nothing stops us from delivering on our promise of painful awareness. Painful as it is, awareness is the root of peace, and with this update we’re bringing even more peace to your financial life.

No longer worry about the hit your bank balance will take after your credit card bill is cleared. Not because we’ll pay your bill for you—other companies might—but because now you can augment your bank balance with your total credit outstanding.

With the new "Augmented balance" feature, present in Total Balance widget settings, you can see your balance as it'd be after you have cleared your credit card bills. This ensures you always have a clear picture of your finances, allowing you to plan and manage your money with greater confidence.

Bug fixes and Improvements

• New “This financial year” and “Last financial year” options to help you conveniently download bank statement of the current and previous financial year.
• If you don’t find a suitable icon for tagging your transaction, we now display alternatives such as using the “Others” icon or Transaction Groups.

v1.1.3 @June 28, 2024

We are introducing two new widgets with this release, Credit Card and Bank Balance.

Bug fixes and Improvements

• We’ve re-enabled background processing of credit card transactions. CC transactions should now update even without opening Fold.
• PAN number is now editable when you’re connecting your investments.
• Fixed an issue where the app would log out in some cases.

v1.1.2 @June 22, 2024

If you have multiple credit cards connected to Fold, with this release we’re bringing something brand new and super useful for you. Head to Credit Cards widget setting and choose Show as List. This new List layout for credit cards allows you to see all your cards and their outstanding amounts at a glance, along with your total credit outstanding.

This release also brings automatic daily updates to your existing mutual fund investments.

Here’s to even more financial awareness!

Bug fixes and Improvements

• We now handle few edge cases where app would crash, when resumed from background after prolonged inactivity.

v1.1.1 @June 19, 2024

Bug fixes and Improvements

• You can now see the number of days you've been holding a mutual fund by dragging its card towards your left.
• We've made several behind-the-scenes enhancements to improve your Credit Card experience.

v1.1.0 @June 13, 2024

In short, you can now connect and monitor your Mutual Fund investments on Fold. This update brings Fold one step closer to giving you a comprehensive view of the most important numbers in your life: your finances. Head to the Investments tab to get started!

v1.0.13 @June 6, 2024

THIS ONE’S MANDATORY: We are updating a bunch of tech under the hood to get the app ready for new features. Earlier versions of the app will become non-functional. Please update!

v1.0.12 @June 3, 2024

• Fixed issue with few Axis and ICICI credit cards.

v1.0.11 @May 21, 2024

We’re bringing few new enhancements to make managing your transactions even smoother -

• There is a new sort option available for transactions, once you apply filters.
• You can now hide a transaction from Fold completely, helping you to ignore a transaction or hide duplicate transactions.
• We've added a convenient shortcut to open Fold with fake data, perfect for showcasing the app to friends or family without revealing your personal information.

Bug fixes and Improvements

• App open should now be faster and smoother.
• We no-longer show you tutorials again after logging in. We will be adding few more improvements to this in follow up releases.

v1.0.10 @May 14, 2024

We’re bringing a ton of improvements to how you search your transactions with this release. Under the hood is a massively improved intelligence that smartly generates suggestions and accurate results. In the interface, you’ll find options to narrow down your search to Tags, Merchants, and Notes. Get ready to put those thumbs to work and explore your finances like never before!

We are also making a small change in Total Balance widget where we don’t show individual balance anymore, here is how it looks:

v1.0.9 @April 25, 2024

SBI on Fold: We’re excited to announce that you can now connect and track your State Bank of India bank accounts.

v1.0.8 @April 24, 2024

With this release, we bring a good amount of handy features to help you better track your Credit Cards! Quick glimpse 👇🏻

• Tapping on the info icon or the “Left” widget in the Credit Card detail view, opens up a fresh statistics sheet, that lets you clearly visualize your card usage.
• Credit Cards Widget now displays the due date and outstanding amount based on your latest billing statement.

Bug Fixes and Improvements

• Fixed issue with inconsistent animation for pages opened from You tab.

v1.0.7 @April 16, 2024

Today we’re welcoming our first widget - Data Refresh Time. Now you can quickly know when your next data pull is scheduled right from your Home Screen. More widgets coming soon!

Bug Fixes and Improvements

• A new “Auto fill password” option to help you conveniently unlock the billing statement PDF when adding a new credit card.
• You can now swipe through different credit cards.
• Fixed an issue where a credit card transaction or billing statement would not sync if the email landed in Spam or Trash.
• Sort investments buy/sell transactions within the activity screen.
• We now automatically exclude Self-Transfer transactions from CashFlow.
• Fixed a bug which prevented adding a new Credit Card when payment is due immediately in the billing statement PDF.
• Fixed an issue where transactions marked as "return" were not correctly categorized as refundable.

v1.0.6 @April 5, 2024

This version introduces a new Support section in settings, housing the complete Fold knowledge base. Here, you'll discover answers to all your queries about using Fold, including insights into data handling and details about existing and upcoming features. There's a lot to explore! The support section also contains an improved way to reach out to us with your questions, concerns and bug reports.

Other minor fixes and enhancements include:

• Added a “Yesterday” preset to the range filter in Transaction filters.
• We now show year for transactions that belong to previous years.

v1.0.5 @April 2, 2024

Fixed issue with consent renewal stuck at white screen.

v1.0.4 @April 1, 2024

• You can now track your ETF investments with Fold. Head over to You → Investments and tap (+) to connect your demat account with ETFs.
• You can now get a daily summary of your credit card spends. Enable it from Credit Card → Settings icon → Transactions summary.

Bug Fixes

• Fixed issue with Diners Club credit cards onboarding.
• Fixed issue with Bank Details sharing stuck at loading.
• Fixed a bug where wrong transaction counts were being shown occasionally from Bank details and Filter summary.

v1.0.3 @March 21, 2024

• Performance and crash fix.

v1.0.2 @March 12, 2024

What’s New?

We know you would love customising how Fold looks and feels, so with this version, we're bringing two new app icons to choose from. You can select them from Settings > Appearance.

Bug Fixes and Improvements

• New Credit Cards widget settings to re-order and hide a credit card.
• Fixed a bug causing incorrect values to display in the Stocks widget.
• Fixed a bug with marking a bill payment if the previous cycle’s bill was overpaid.
• Fixed few known issues with credit card onboarding.

v1.0.1 @March 4, 2024

What’s New?

New & revamped UI to keep a track of your billing statement and mark it as paid in the credit card widget detail view. We’ve also added a neat little graph to help you visualise your left to spend amount.

Bug Fixes

• Biometric authentication: Resolved an issue that caused the app to close unexpectedly upon failed authentication attempts.

v1.0.0 @February 28, 2024

Everyone's invited: We’re removing the need to use invite codes to access Fold with this update!

New features

• Investments tracking: Get a clear picture of your stock holdings and seamlessly keep an eye on their returns – head over to the Investments tab to link your demat accounts to Fold! We’ve also introduced a new Stocks widget that shows your top holdings directly from the Home tab.
• Credit card tracking is now open for everyone. Link your credit cards from the ‘You’ tab and manage your credit card expenses seamlessly.
• In the Transactions tab, a new button next to the Filters now lets you select and edit multiple transactions with a single tap.

Bug Fixes & Improvements

• Fixed a bug that prevented branch addresses from being copied along with bank details.
• Transactions now automatically refresh if data updates occur while the app is open.
• You can now sort the 'Bank Account' widget on the Home Screen.
• Fixed few bugs which caused the edited transaction to not reflect immediately.

v0.9.16 @February 21, 2024

We’re piloting credit card tracking support with this build. To activate CC tracking, head to You tab, then settings, go into Beta Playground, and toggle Track Credit Cards on. There’s also a link to the list of supported credit cards. We’re looking for early feedback and feature requests!

v0.9.15 @February 16, 2024

While we are testing credit cards with our Discord users, we have made some general improvements -

• Refresh History - We have added a more comprehensive view to see the history of your previous bank data refreshes, so that you are aware of how the data refreshes are performing.
• Filter Summary - We've added a summary card (similar to the search summary) when you apply filters. This provides a consolidated overview of your filtered results.
• Custom Email Support - We now allow connecting emails to the Fold account without needing to sign in through Google as well.

Bug Fixes

• We fixed a bug that occasionally caused the app to crash in the background.

v0.9.14 @February 8, 2024

Bug Fixes and Improvements

• Fixed an issue where the app would randomly get stuck in the loading state when opened through the background.
• Fixed a bug that caused incorrect transactions to appear when searching randomly.
• Improved Transaction image sharing by fixing a bug that would cause it to get randomly cropped.
• Fixed a bug that caused the app to hang when creating a custom contact.

v0.9.13 @January 25, 2024

What’s New?

Today, we’re rolling out an early version of F1, which intelligently learns from your transaction tagging preferences and automatically tags your transactions. You can now enable it by activating the “Use intelligent tagging” toggle from Beta Playground in Settings!

v0.9.12 @January 11, 2024

What’s New?

• Beta Playground: We have added another beta feature to enhance your transaction tracking:
• Show Icon Name in Category Pill: Enable this option to display the icon name instead of category name alongside each transaction – a visual touch to enhance your transaction tracking.

More experimental and community-requested features coming soon to Beta Playground!

Bug Fixes and Improvements

• Fixed a bug in BankDetails that occasionally caused the app to crash.
• Fixed a bug in the BankDetails widget where the last transaction was displayed incorrectly.
• Fixed a bug in Account In where investments, accounted in different months, were mistakenly considered as outgoing transactions.
• Fixed a glitch in the Cashflow graph where selecting "ByMonth" sometimes failed to update the graph.
• Fixed a bug in Beta Playground where the bank icon would not be visible when only a single bank account is connected.
• Added a copy option for Narration in Transaction Details.
• Added an explainer for the statistics displayed in the You tab.
• Made some under-the-hood improvements and UI enhancements.

v0.9.11 @December 23, 2023

Bug Fixes and Improvements

• Fixed an issue where beta playground wasn’t visible to some users.

v0.9.10 @December 22, 2023

What’s New?

• Refundable transactions - Whenever you’re expecting a refund for your online spends on Amazon, Swiggy, etc., you can use the new Refundable toggle to get notified of whenever it arrives. Once the refund is settled, we will also automatically exclude the transaction from your Cash Flow.
• Beta Playground: Personalize your app experience with our new feature section in settings. Starting with:
• Bank Logos in Transactions: Switch this on to display the logos of banks alongside each transaction – a visual touch to enhance your transaction tracking.

More experimental and community-requested features coming soon to Beta Playground!

Bug Fixes and Improvements

• Fixed an issue where group creation automatically added a transaction.
• Fixed an issue where email wouldn't be immediately visible after logging in.
• Improved app load times.
• UI improvements.

v0.9.9 @December 12, 2023

Bug Fixes and Improvements

• Fixed an issue where adding bank accounts from other phone numbers didn’t work.
• Fixed an issue where tapping on Settings icon crashed the app.
• UI improvements.

v0.9.8 @December 8, 2023

THIS ONE’S MANDATORY: We have updated bunch of tech under the hood for better refresh performances and also to get the app ready for the introduction of Investments and Credit Cards tracking. Earlier versions of the app will become non-functional. Get updating!

v0.9.7 @December 4, 2023

This is an interim release to get our app ready for the new refresh mechanism and a couple of other features. We will be pushing a new release later this week with all the changes. Until then, the app won’t be functional.

v0.9.6 @November 30, 2023

Bug Fixes and Improvements

• If you’re waiting for an invite code, we now show you different ways to easily get one.
• Fixed an issue, where the transaction receipts won’t load sometimes.
• Explainer sheets are now inline with rest of the theming.
• We've added an option to autofill OTPs when adding new accounts.
• Other UI fixes and improvements.

v0.9.5 @November 16, 2023

With our latest update, we're introducing a game-changing feature – the ability to link bank accounts to phone numbers beyond your own. Let's explore the exciting possibilities:

1. Reclaiming Forgotten Resources: Have an old personal account linked to a now rarely used phone number? Our update lets you connect that forgotten bank account to your Fold account, giving new life to dormant assets.
2. Simplified Shared Expenses: Picture this: You and your partner or flatmates share expenses regularly. Now, you can connect the dedicated bank account used for shared costs, allowing everyone to effortlessly monitor and manage joint finances in one central location.
3. Caring for Dependents: If you're responsible for dependents like parents or younger siblings, keeping track of their finances just got easier. No more uncomfortable requests for updates – a quick glance at your Fold home page reveals if they need additional funds.

Bug Fixes and Improvements

• All the transactions can now be accounted-in to a different month.
• Other UI fixes and improvements.

v0.9.4 @November 4, 2023

Bug Fixes and Improvements

• Transactions tagged with Bill or Credit Bill can now be accounted in a different month, just like Salary or Earnings transactions.
• Fixed an issue with Cashflow widget where it would show incorrect data.
• Other UI fixes and improvements.

v0.9.3 @October 30, 2023

Bug Fixes and Improvements

• Resolved a bug causing crashes when scrolling through contacts with identical starting letters.
• Fixed the merchant icon representation for transactions in dark mode.
• Other UI fixes and improvements.

v0.9.2 @October 27, 2023

What’s New?

Fold Web app: You can now access Fold right from your browser! Head to settings then tap “Web login”, scan the QR code at view.money to access the web app! Explore, understand & manage your finances from a bigger screen.

Contacts: The You tab now includes a new row called Contacts, which stores your custom-created Payors, Payees, and all the associated transactions. Contacts can have a UPI ID, phone number, and a type (Friend, Merchant, Colleague, Family, or Relative). You can also quickly create a new contact by importing one from your phonebook. Simply tap "Import Contact" when creating a new payee/payor. This is a small step towards making Fold more social and connected with the people who matter to you. We hope you love our new update!

Passive Tracking: You can now choose to passively track accounts that you no longer actively use. These accounts won't impact your cash flow calculations, and their transactions won't clutter your main transactions list.

Bug Fixes and Improvements

• You can now easily create a new group when adding a transaction to be grouped.
• Other UI fixes and improvements.

v0.9.1 @October 19, 2023

Bug Fixes and Improvements

• Fixed an issue that prevented users from using the system back from the Filters sheet.

v0.9.0 @October 18, 2023

What’s New?

Transaction Filters: This update brings a powerful new way to find specific transactions - Transaction Filters. Whether you're tracking expenses from your last vacation or checking the interest earned on your savings account, filters can help you easily locate relevant transactions. You can filter transactions based on the following criteria: Banks, Type (Incoming or Outgoing), Tags & Icon, and Date range.

Head over to the Transactions tab and tap the filter button to try it out! Personalised Bank Account Nicknames: Now you can add nicknames to your bank accounts, making them more identifiable and tailored to your preferences.

Bug Fixes and Improvements

• Fixed a issue where peek to view narration was not working in few screens.
• Fixed an issue with cursor placement while editing.
• Improved BottomSheet behaviour.
• Other UI fixes and improvements.

v0.8.3 @October 5, 2023

Bug Fixes and Improvements

• Revamped ‘You’ tab with an additional section for viewing all transactions without merchants.
• Optimized contrast for better visibility in both dark and black themes.
• Resolved an issue on Android 14 where the app would crash during statement downloads.
• Addressed a glitch causing the app to crash when it was sent to the background from specific screens.

v0.8.2 @September 23, 2023

Bug Fixes and Improvements

• Revamped and improved transaction and tag search.
• When editing transactions in bulk, you can now select up to 200 transactions at once.
• When you connect a new bank account, we will display a message if certain banks affect features like auto-tagging.

v0.8.1 @September 18, 2023

Bug Fixes and Improvements

• Fixed a bug that caused the editing of Transaction Notes to open note from other transaction.
• Fixed a Issue where Transaction Group tabs were being cut on certain devices.
• Rectified various other issues related to Transaction Groups.
• During searching, the "Most Used" tags section is now hidden.

v0.8.0 @September 14, 2023

What’s New?

Transaction Groups: We've taken a significant step towards better transaction organization and tracking by introducing Transaction Groups. You can now group related transactions together, regardless of their tags. Planning a trip? Create a group! Interested in tracking your spending on junk food? Create a group! Want to monitor your clothing expenses? Create a group! Have you ever wished to keep tabs on money you've lent and received back from someone? Create a new group! The possibilities are endless.

Dark Theme: For those who prefer darker themes, you can select them from the Appearance section.

Multi-Select Improvements: Now, you can swipe once to start selecting multiple transactions and then simply tap on the other transactions to add them to the selection. We've also added a tap-and-hold action when in selection mode to help you quickly view your transaction details.

Long Press Actions: We've introduced tap-and-hold actions for both transactions and groups.

Most Used Tags: We've implemented a "Most Used Tags" section in the Transaction Tagging sheet.

Bug Fixes and Improvements

• Fixed a bug because of which transactions screen would occasionally go blank.
• Update CashFlow widgets and Spending Summary in real time with transaction updates.
• Disallow editing account number once it is verified.
• Improved app loading.
• Make month names consistent across filter sheets.
• We have made UI improvements to improve the overall app experience.

For folks with Web app access, there is a session management screen to manage your active sessions.

v0.7.2 @September 3, 2023

Bug Fixes and Improvements

• Fixed a bug that made the Total Balance Graph freeze in the app.

v0.7.1 @August 29, 2023

Bug Fixes and Improvements

• Fixed cases where the Total Balance Graph would get stuck at loading.
• Fixed a bug that was causing the app to crash.
• General fixes at certain places to improve the experience in scaled out displays.

v0.7.0 @August 25, 2023

What's New

Revamped Total Balance Graph: Total Balance Graph has been revamped to show historical data that you can explore and analyze to your heart's content. Pinch and zoom to uncover the mysteries of your past financial triumphs and tribulations. Choose from Month, 6 Months, Year, or All Time views. Get ready to go full-time traveler mode!

Bug Fixes and Improvements

• Improve existing Haptics to respect system settings.
• Fixed a bug which was causing issue in sharing account details.

v0.6.2 @August 11, 2023

What's New

Add receipts: We are working on adding details to your transaction frictionless. Today onwards, you can also attach receipts, look for the Add Receipt button in notes.

Bug Fixes and Improvements

• Don’t close app when there is incorrect pin/biometric.
• Fixed a bug, where it would cause issue when you try to signup for a new Fold account using existing email.
• We have made UI improvements to improve the overall app experience.

v0.6.1 @August 3, 2023

Bug Fixes and Improvements

• General fixes to improve the functionality of similar transactions.

v0.6.0 @August 1, 2023

What's New

Update Merchants from the Tag Transaction Screen: From the very first day, our goal has been to enable you to add details to your transactions without any friction. Today, we're making it even more frictionless by allowing you to add and edit merchants from the Tag transaction screen itself!

Tag Similar Transactions: All of us have those few transactions that come up ever so often - be it that chai you have every evening or the vegetables you buy from your local vendor (good for you if you are buying a lot of veggies). Pick a tag for just one of these, and we will do the hard work of fetching all your similar transactions so that you can tag them all with a single tap.

Furthermore, you can now change the order of widgets on your Fold home screen.

Bug Fixes and Improvements

• Tagging transactions and toast now have a sweet little accompanying animation.
• Notes Edit also has a improved ux.
• We fixed a bug that was causing issues with downloading statements when only required fields were selected.
• Improved formatting of account age.
• Fixed a case where random data wasn't being applied to search summary.
• We have made UI improvements to improve the overall app experience.

v0.5.1 @July 19, 2023

Bugs fixes and improvements

• We fixed a bug that caused incorrect data to appear in the CashFlow Card when toggling between bank accounts.
• We have fixed a case where the app crashed when opening a specific transaction.
• New filters in the cashflow transactions list allow you to view transactions from other months without switching screens.
• We have made UI improvements to improve the overall app experience.

v0.5.0 @July 11, 2023

What’s new

Introducing bulk actions - Thanks to Tinder for not copyrighting swipe right, because we’re using it to let you select multiple transactions. You can now swipe right and select multiple transactions from the transactions tab and do following -

• Tag/Untag all transactions.
• Exclude from Cash Flow.
• Add/Edit Merchant.

Mask Bank Balance - Worried that the Total Balance font is a little too bold and sassy, ready to spill your financial secrets to nosy onlookers? Now you can hide it with a simple toggle by editing the widget.

Bugs fixes and improvements

• We fixed a bug that was showing account age of previously viewed bank account.
• We now give you more information on why bank account discovery could have failed.
• We fixed a few bugs with the Cash Flow widget settings.
• UI improvements to improve app experience.

v0.4.9 @July 6, 2023

What’s new

Spending Summary Graph: We've added a graph to the Spending Summary so you can view different months' transactions without having to go back and change months.

Bank Account Details: Sometimes you want to hide a bank but still want to see its balance. We are now showing the current balance for hidden accounts in the “You” tab.

Bugs fixes and improvements

• We fixed an issue that was preventing some users from completing the onboarding process.
• Clicking on a transaction in the Spending Summary now opens the transaction details without closing the bottom sheet. These screens will be further improved in future releases.
• UI improvements to improve app experience.

v0.4.8 - @July 3, 2023

Bugs fixes and improvements

• Fixed an issue that caused the Investments screen to crash when opened.
• Fixed a bug that caused the Transaction Detail View to shift when trying to edit notes.
• Improved the formatting of time in widgets and transaction cells.

v0.4.7 - @June 30, 2023

Bugs fixes and improvements

• You can now close the bottom sheet without having to worry about the app crashing.
• Fixed an issue where generic merchants could not be added from search results.
• UI improvements to improve app experience.

v0.4.6 - @June 29, 2023

What’s new

• Recent Merchants - You can now see recent merchants and a list of generic merchants when you decide to add a merchant to a transaction.

Bugs fixes and improvements

• Fixed an issue where data would not load if you are opening app from background.
• When tagging a transaction as “Self Transfer”, we now automatically add “Yourself” as the merchant and exclude it from cashflow.
• Fixed app crashes on Android 14.
• Fixed an issue where the bottom sheet was not usable in the Bank Details screen.
• Fixed an issue where the transaction amount was being split over multiple lines.
• Improved the transition between tabs to make it look more snappy.
• UI improvements to improve app experience.

v0.4.5 - @June 22, 2023

Bug fixes and improvements

• You can now update your email from “You > Your details”.
• Added an explainer sheet in the transaction details page for banks that do not provide the correct transaction time.
• Fixed an issue where your salary or earnings would not reflect in the month you wanted it to account in.
• Several other UI improvements to improve app experience.

v0.4.4 - @June 22, 2023

What’s New

• Salary Account In - If your Cash Flow has remained broken because your payday was a month early or late, you can now change the month your transactions tagged Salary and Earning gets accounted in to.
• Single Bank Balance Widget - We have introduced a new widget that replaces the Total Balances and Bank Detail Widget in case their is only one bank account connected. This new widget provides a more comprehensive and insightful view of your financial data, all within a single widget.

Bug fixes and improvements

• You can now update your name from “You > Your details”.
• If fetching data from a bank fails during the initial onboarding, you can now retry the process again without having to delete your account.
• Data Pulls sheet now displays the account number, allowing you to differentiate between multiple accounts from the same bank.
• Removed Shake to Turn on Fake data, since it was causing issues.
• Improved how Drag to reorder banks worked in widget settings.
• Fixed a issue where refresh progress showed incorrect progress.
• Several other UI improvements to improve app experience.

v0.4.3 - @June 13, 2023

What’s New

• We've added a handy Spending Summary Filter option: 'All time’. This would help you to see your entire year’s spending all at once, without having to do any mental calculations in your head.
• There's a new addition to the Total Balance Widget - the Balance Trend Graph. See your fiscal journey in lines and curves.
• We added an extra layer of confirmation before you can delete your account to make sure you don’t have to go through the invite loop again?
• You can now connect the bank that you subscribed to from the ‘You’ tab once they are available.

Bug fixes and improvements

• Fixed an issue that caused stale data to be displayed in Spending Summary even after transactions were updated.
• Fixed an issue that caused the account number to not be displayed in the app, even after it was manually added.
• We've improved the way the date is displayed in the Refresh dock.
• The Spending Summary filters are more intuitive and responsive. Interaction has never been smoother.
• General performance enhancements to ensure your app experience is slicker and quicker.

Bonus: If you're reading this, here's an invite code for you - TUEUGP (fastest fingers first!)

v0.4.2 - @June 9, 2023

Bug fixes and improvements

• Fixed a crash during onboarding that prevented some users from continuing.
• Added more context to bank account details in the “You” tab for clarity on the latest status of banks.
• Improved color contrast in dark theme for better readability.
• Made linking bank accounts more reliable by fixing a few issues.
• Fixed the back press navigation issue in the refresh sheet.
• Fixed an issue with phone number autofill entering wrong country code.
• Fixed a bug that caused incorrect transaction amounts to be shown in the Bank Balance Widget.
• Fixed the issue with the Request Icon button not working as expected.
• Random Data mode now works with Spending Summary Widget.
• Fixed an issue where applying filters in Spending Summary was showing incorrect transactions for tags.

v0.4.1 - @June 7, 2023

This is the first Public Release of the Fold Android Beta, wish us luck!

Bug fixes and improvements

• Fixed a case where the app was crashing for some users during onboarding.
• Improved notifications so that you’re up to date whenever a data refresh happens or as soon as a new bank is supported on Fold.
• Improved Cross Icons throughout the app for a more consistent look and feel.
• Fixed a issue where cross button was appearing improperly placed on few devices.
• Fixed the notion of currency in the Spending Summary Widget.
• Improved the overall app experience with some under-the-hood enhancements.