Currently supported cards @August 29, 2024

• HDFC
• SBI
• ICICI
• Axis
• HSBC
• IDFC

Known issues as of @February 19, 2024

Here are some of the known issues in our current Credit Card tracking feature -

• Works best with iOS 17 or Android 10 and up.
• EMI transactions are not supported as there are no emails sent for these transactions.
• Refund/Reversal transactions are not yet supported.
• Multi-cards (two cards sharing the same credit limit & single monthly statement) are not supported; therefore, they cannot be onboarded. We currently support only one (the primary) card, which means we will sync transactions for the primary card only and update the spent amount accordingly.
• UPI transactions are only supported for HDFC Bank cards as of now. If your card is a Rupay card, it should work as expected for non-UPI transactions, as long as it’s not an add-on card.
• If your credit card provider does not send transaction alert emails or emails containing your statement PDFs, we cannot detect them.
• We use transaction alert emails for real-time transaction tracking. The email must not be deleted until the transaction appears in the Fold app.
• Transaction emails that are manually forwarded from one account to the target account will not be detected. They must come directly from the bank, or Gmail auto-forwarding needs to be set up.
• As of now, only Gmail is supported for real-time transaction tracking. We will be adding support for more email providers in the future.
• iOS widget is empty. This is an OS level issue and not something we can fix from our end. Try the following steps to fix the issue:
• Check that you are using the latest iOS version.
• Check that you are using the latest Fold version.
• Quit the Fold app via the app switcher, and then relaunch the app.
• As a last resort, Remove the widgets, Reboot the device. Now add the widgets back.

Upcoming features

• Manual forwarding setup.
• Support for add-ons card.
• UPI transaction support.
• Support for Federal, Kotak credit cards and more variants.