This document (hereinafter referred to as “TOS”) records the terms and conditions that apply to the access and use of the Website “https://fold.money" and its mobile applications, that may become available on the android and iOS platforms (collectively be referred to as "Website"), which is operated by Lunchbrake Technologies Private Limited, (hereinafter collectively be referred to as "Company" or "Fold” or “We” or “Us"), incorporated under the laws of India and registered under the Companies Act, 2013.

The Company is a licensed Retirement Advisor registered with the Pension Fund Regulatory and Development Authority and its license number is RAN00005110E.