These Terms of Service (hereinafter referred to as “TOS”) record the terms and conditions that apply to your (“user”, “you”, “your”) access and use of the website “https://fold.money" and its mobile applications, that may become available on the android and iOS platforms (collectively be referred to as "Website"), which is operated by Lunchbrake Classic Private Limited, (hereinafter collectively be referred to as "Company" or "Fold” or “We” or “Us"), incorporated under the laws of India and registered under the Companies Act, 2013.