Account Aggregator is a new technology that is young and full of errors. You may experience bugs while using AA, below is a list of known issues with AA that you may face while using Fold.
- Issues in Connecting Bank Accounts: You may face OTP issues, account discovery issues when trying to connect your bank account. Please note that Account Aggregators do not support joint and current accounts, as of now.
- Data may not be Complete or Accurate: We fetch the financial information from your bank, it is possible that your bank is providing us inaccurate/incomplete information.
- Duplicate Transactions: In some cases it is possible that you may see duplicate transactions. Please do write to us if you face this issue.
Here are the known issues we have noticed with some banks -
Bank | Reliability | Known issues |
---|---|---|
AU Small Finance Bank | ⭐️⭐️⭐️⭐️⭐️ | No known issues. |
Axis Bank | ⭐️⭐️⭐️⭐️ | Bank doesn’t send transactions’ time. |
Bank of Baroda | ⭐️⭐️⭐️ | Data refresh failures are very common. |
Bank of India | ⭐️⭐️⭐️ | Data refresh failures are very common. |
Canara Bank | ⭐️⭐️⭐️⭐️ | Bank doesn’t send transactions’ time. |
HDFC Bank | ⭐️⭐️⭐️⭐️ | Bank sends transactions with a 24 hour delay. |
ICICI Bank | ⭐️⭐️⭐️⭐️ | Bank doesn’t send transactions’ time. Refresh doesn’t happen on the weekends. |
IDFC First Bank | ⭐️⭐️⭐️⭐️⭐️ | No known issues. |
Indian Overseas Bank | ⭐️⭐️⭐️⭐️ | No known issues. |
Indusind Bank | ⭐️⭐️⭐️⭐️ | Bank doesn’t send transactions’ time. |
⭐️⭐️⭐️⭐️ | No known issues. | |
⭐️⭐️⭐️⭐️⭐️ | No known issues. | |
Kotak Mahindra Bank | ⭐️ | Account discovery fails >95% rate.
Bank doesn’t send transactions’ time. |
Punjab National Bank | ⭐️⭐️⭐️⭐️ | No known issues. |
State Bank of India | ⭐️⭐️ | Transaction data may be incomplete. |
Union Bank of India | ⭐️⭐️⭐️ | Data refresh failures are very common. |
Yes Bank | ⭐️⭐️⭐️⭐️ | No known issues. |
If you encounter any bugs or issues that are not covered here, you can write to us at help@fold.money.
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