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Known issues with Banks

☝🏻
Account Aggregator is a new technology that is young and full of errors. You may experience bugs while using AA, below is a list of known issues with AA that you may face while using Fold.

  • Issues in Connecting Bank Accounts: You may face OTP issues, account discovery issues when trying to connect your bank account. Please note that Account Aggregators do not support joint and current accounts, as of now.
  • Data may not be Complete or Accurate: We fetch the financial information from your bank, it is possible that your bank is providing us inaccurate/incomplete information.
  • Duplicate Transactions: In some cases it is possible that you may see duplicate transactions. Please do write to us if you face this issue.

    • Here are the known issues we have noticed with some banks -

    🏣
    Banks supported by Fold (Last Updated: @September 23, 2023 )

    BankReliabilityKnown issues
    AU Small Finance Bank
    ⭐️⭐️⭐️⭐️⭐️
    No known issues.
    Axis Bank
    ⭐️⭐️⭐️⭐️
    Bank doesn’t send transactions’ time.
    Bank of Baroda
    ⭐️⭐️⭐️
    Data refresh failures are very common.
    Bank of India
    ⭐️⭐️⭐️
    Data refresh failures are very common.
    Canara Bank
    ⭐️⭐️⭐️⭐️
    Bank doesn’t send transactions’ time.
    HDFC Bank
    ⭐️⭐️⭐️⭐️
    Bank sends transactions with a 24 hour delay.
    ICICI Bank
    ⭐️⭐️⭐️⭐️
    Bank doesn’t send transactions’ time. Refresh doesn’t happen on the weekends.
    IDFC First Bank
    ⭐️⭐️⭐️⭐️⭐️
    No known issues.
    Indian Overseas Bank
    ⭐️⭐️⭐️⭐️
    No known issues.
    Indusind Bank
    ⭐️⭐️⭐️⭐️
    Bank doesn’t send transactions’ time.
    ⭐️⭐️⭐️⭐️
    No known issues.
    ⭐️⭐️⭐️⭐️⭐️
    No known issues.
    Kotak Mahindra Bank
    ⭐️
    Account discovery fails >95% rate. Bank doesn’t send transactions’ time.
    Punjab National Bank
    ⭐️⭐️⭐️⭐️
    No known issues.
    State Bank of India
    ⭐️⭐️
    Transaction data may be incomplete.
    Union Bank of India
    ⭐️⭐️⭐️
    Data refresh failures are very common.
    Yes Bank
    ⭐️⭐️⭐️⭐️
    No known issues.

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If you encounter any bugs or issues that are not covered here, you can write to us at help@fold.money.

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